Group Benefits
Wischmeyer Benefit Partners provides a variety of complete, quality services to ensure employers and their employees receive the most from their coverage. The Wischmeyer difference is the service. Clients have access to two full–time claims coordinators and the entire staff of Wischmeyer for all of their benefits questions and concerns. The personalized Wischmeyer service allows employees to return to work without worrying about their benefits coverage. Your partner. Your resource.
Group benefit services include the following:
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Cafeteria Plans
Cafeteria plans (or flexible benefit plans) provide the opportunity for employees to defer part of their income (pretax) to pay for inevitable medical expenses not covered by benefit plans. Typical expenses include, eye and dental fees, office and prescription co–pays and over–the–counter medical products.
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Group Life
Group life insurance is usually offered by the employer and provides coverage at a reasonable rate in the case of death of employee within the company.
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Group Long Term Care
In the unfortunate event that an employee can no longer perform activities of daily living, long term care insurance activates to ensure that the person receives the necessary care whether in the home, at an assisted living location or in a nursing home. Long term care isn’t for just those of retiring age, 40% of working age adults need assistance.
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Dental Insurance Plans
Dental insurance is more utilized as medial insurance premiums and deductible costs continue to skyrocket. Employers are considering full dental coverage when developing a complete employee package. Many customizable options exist for comprehensive dental coverage.
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Long & Short Term Disability
Salary Continuation Plans replace a portion of lost earnings for a specified time period. Long term disability is typically reserved for periods longer than a year. Short term disability can be helpful for maternity leave, an accident or unexpected surgery.
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Voluntary Plans: Dental, Life, Salary Continuation
Voluntary plans including dental, life insurance and salary continuation provide employees with the option to participate and receive a discount for services.
